Cash Management

HBFS has cultivated first class relationships with High Street Banks and as a result we can offer you access to high interest bearing accounts for instant access, and for the short, medium and long term. We have found that our ability to source rates at the top of the market is really appreciated by many businesses and individuals who may want to keep significant sums of cash, but who are unable to achieve favourable rates. The relationship we have with the Banks we work with also allows us to bid for rates for exceptional sums. There are also considerable tax advantages in holding cash in our Offshore wrappers that may be appropriate for individuals, as well as the added bonus of enhanced offshore rates.

We can offer access to:

• Government owned or Government guaranteed banks
• Option of tax efficient cash holdings through Offshore Wrappers
• Monthly income
• Our current indicative rates for new clients, inside the wrappers are (January 2012)
  
  
  • Instant access at 3.0%
  • 12 months fixed at 4%
  • 3 yrs fixed  at 4.5%