HBFS – working with you to build a compelling investment strategy

HBFS – providing wealth management services to national and international clients since 1977

HBFS – advising you on how to turn your assets into long term investments

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Wealth Management

Our full wealth management service is structured around a thorough assessment of each client's financial needs and risk profile. Once we have ascertained your objectives, we will recommend an allocation of your assets into various investments - cash, stock market funds, bond and property funds and other assets such as gold. We are equally at home providing you with access to... Read

Offshore Wrappers

HBFS specialise in Offshore Wrappers where we have a wealth of experience. Offshore Wrappers can be an excellent tax planning vehicle for sums of £50,000 or more for medium to long term investments. They are fully regulated by the FSA and are often appropriate for on shore clients because of the various benefits they bring. These include: Virtual tax free growth, No Capital gains on switching funds, Tax deferral, Inheritance tax planning, Self assessment friendly … Read

Top Cash

HBFS has cultivated first class relationships with High Street Banks and is able to offer access to high interest bearing accounts for instant access, and for the short, medium and long term… Read

Onshore Banks

DIRECT BANK ACCOUNTS with a UK Government owned AA rated bank

Personal funds 2.80% instant access*
Pension funds 2.00% instant access
Trusts/Charities 1.80% 7 day notice

Easy to open - a current UK bank account is required | Accounts held directly with the bank in clients own name | £250 processing fee for deposits below £1m | * Includes 0.89% bonus during first year - full 2.8% interest accrues daily

GREAT DEPOSIT RATES available for limited companies on 15 day notice

2.00% A rated Bank minimum £500k
1.80% A rated Bank minimum £100k*

* 95 day account. Instant access available with interest sacrifice | All rates quoted are net of fees and charges

Top Funds

HBFS provides access to top performing stock market and non stock market funds with no trading costs, limited fees and significant protection from tax… Read

Close Discretionary Diversified Fund - The aim of this fund is to achieve income with capital growth - returning 6.40% year to date.
Fidelity Retirement Income Fund - This very low risk fund aims to achieve a combination of income and long term capital growth - returning 3.40% year to date.

SIPPS and SSASs

SIPPS and SSASs and self administered pension schemes can take full advantage of both the excellent cash rates we offer and our wide ranging selection of funds, together with the low cost of switching funds and accounts.

We have extensive experience in building low risk portfolios for cautious investors who nonetheless want to see their pension funds placed in a position to continue to grow.

It is very straightforward to transfer the management of cash and funds to HBFS and, as we only manage the investments, you keep your existing SIPP /SSAS provider and Trustees.

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HBFS is the trading name of HBFS Financial Services Ltd., which is authorised and regulated by the Financial Services Authority. FSA number; 463752
Registered address; 52 High Street, Pinner, Middx., HA5 5PW, Registered in England, Reg. no. 5273179. Trading address: 3 Theobald Court, Theobald Street, Borehamwood, Herts, WD6 4RN

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