In the current financial climate, HBFS seeks to provide you, the client, with the best possible products across a wide market. We pride ourselves in being Independent and we are not tied to any financial institution. The table on the right lists our current interest rates on deposits that we offer, with the date of the latest update. These are available offshore via our fantastic wrappers to provide an excellent tax-efficient return, which is not available by going direct. We also have access to tens of thousands of registered funds for clients who want more variety in their investments.
 
We have access to a huge variety of mortgages with many banks and some of the best Life and Critical Illness policies around. We are also one of the leading Advisers dealing with the Discounted Gift Trust – the premier Inheritance Tax Planning tool on the market today.
 
The initial meeting is always free and we come to you – within the M25 or Greater Manchester, and we try our hardest to receive a fee from the providers of all the products we provide, to mitigate your costs. Call us now and see what we can do for you today.